/* ---------- DESIGN TOKENS ---------- */
:root{
  /* Brand colors, drawn directly from the official logo */
  --blue:#2E3192;
  --blue-dark:#1B1E5C;
  --blue-tint:#EDEEFA;
  --red:#ED1C24;
  --red-dark:#B8121A;
  --green:#00843D;
  --green-dark:#00622D;
  --gold:#C9A227;
  --white:#FFFFFF;
  --bg:#F5F6FA;
  --bg-alt:#EFF1F7;
  --ink:#171A33;
  --ink-soft:#4B4F66;
  --line:#DFE2EE;

  /* Type */
  --font-display: Arial, Helvetica, sans-serif;
  --font-body:'Manrope', 'Segoe UI', sans-serif;
  --font-heading: Arial, Helvetica, sans-serif;

  /* Rhythm */
  --radius-s:6px;
  --radius-m:14px;
  --radius-l:24px;
  --gap:1.5rem;
  --container:1240px;
  --header-h:0px; /* set by JS to actual measured height */

  /* Motion */
  --ease:cubic-bezier(.22,.61,.36,1);
  --speed-s:.25s;
  --speed-m:.5s;
}

/* ---------- RESET ---------- */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--bg);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{text-decoration:none;color:inherit;}
ul{list-style:none;}
button{font-family:inherit;cursor:pointer;border:none;background:none;}
input,select,textarea{font-family:inherit;font-size:1rem;}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;line-height:1.2;color:var(--blue-dark);}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;}

.container{max-width:var(--container);margin:0 auto;padding:0 24px;}
.section{padding:88px 0;}
.section-alt{background:var(--white);}

.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--red);font-weight:700;margin-bottom:12px;
}
.eyebrow::before{content:"";width:24px;height:3px;background:var(--green);border-radius:2px;}

.section-head{max-width:680px;margin-bottom:48px;}
.section-head h2{font-size:clamp(1.8rem,3vw,2.6rem);margin-bottom:14px;}
.section-head p{color:var(--ink-soft);font-size:1.05rem;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}

/* ---------- BUTTONS ---------- */
.btn{
    position:relative;
    overflow:hidden;
    display:inline-flex;
    align-items:center;
    justify-content:center;
    gap:10px;
    padding:16px 38px;
    border-radius:10px;

    font-family: Calibri, Arial, sans-serif;
    font-size:20px;
    font-weight:bold;

    transition:transform var(--speed-s) var(--ease),
               box-shadow var(--speed-s) var(--ease);
}
.btn-primary{
    background:var(--red);
    color:var(--white);
    box-shadow:0 8px 20px -8px rgba(237,28,36,.55);
}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 14px 26px -10px rgba(237,28,36,.65);}
.btn-outline{background:transparent;color:var(--blue);border:2px solid var(--blue);}
.btn-outline:hover{background:var(--blue);color:var(--white);transform:translateY(-3px);}
.btn-white{background:var(--white);color:var(--blue-dark);}
.btn-white:hover{transform:translateY(-3px);box-shadow:0 14px 26px -10px rgba(0,0,0,.25);}

/* ripple */
.ripple{position:absolute;border-radius:50%;background:rgba(255,255,255,.55);transform:scale(0);animation:ripple .6s linear;pointer-events:none;}
@keyframes ripple{to{transform:scale(3);opacity:0;}}

/* ---------- TOP INFO BAR ---------- */
.topbar{
    background:var(--blue-dark);
    color:var(--white);
    font-size:.82rem;
}

.topbar .container{
    display:flex;
    align-items:center;
    justify-content:center;
    padding:4px 0;
}

.topbar-links{
    display:flex;
    align-items:center;
    gap:18px;
    flex-wrap:nowrap;
    white-space:nowrap;
    overflow-x:auto;
    scrollbar-width:none;
    -ms-overflow-style:none;
}

.topbar-links::-webkit-scrollbar{
    display:none;
}

.topbar-links a{
    display:inline-flex;
    align-items:center;
    gap:6px;
    color:var(--white);
    opacity:.92;
    text-decoration:none;
    transition:color var(--speed-s),
               opacity var(--speed-s),
               transform var(--speed-s);
    flex-shrink:0;
}

.topbar-links a:hover{
    color:var(--gold);
    opacity:1;
    transform:translateY(-1px);
}

.topbar-links svg{
    width:14px;
    height:14px;
    flex:none;
}

/* ---------- HEADER / NAV ---------- */
.site-header{background:var(--white);position:sticky;top:0;z-index:200;box-shadow:0 2px 18px rgba(23,26,51,.06);}
.nav-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;gap:24px;
}
.brand{display:flex;align-items:center;gap:14px;}
.brand img{height:64px;width:auto;}
.brand-text{display:none;}

.nav-cards{display:flex;align-items:center;gap:10px;flex-wrap:wrap;}
.nav-card{
  position:relative;
  display:flex;flex-direction:column;justify-content:center;align-items:center;
  padding:10px 18px;min-width:96px;border-radius:var(--radius-s);
  background:var(--blue);color:var(--white);
  font-weight:700;font-size:.85rem;letter-spacing:.01em;
  border-bottom:4px solid var(--red);
  transition:transform var(--speed-s) var(--ease),box-shadow var(--speed-s) var(--ease),background var(--speed-s);
}
.nav-card::after{
  content:"";position:absolute;left:10%;right:10%;bottom:-4px;height:4px;
  background:var(--green);transform:scaleX(0);transform-origin:left;
  transition:transform var(--speed-s) var(--ease);
}
.nav-card:hover,.nav-card.active{
  background:var(--blue-dark);transform:translateY(-4px);
  box-shadow:0 12px 22px -10px rgba(46,49,146,.55);
}
.nav-card:hover::after,.nav-card.active::after{transform:scaleX(1);}

.nav-toggle{display:none;flex-direction:column;gap:5px;padding:8px;}
.nav-toggle span{width:26px;height:3px;background:var(--blue-dark);border-radius:2px;transition:transform var(--speed-s),opacity var(--speed-s);}
.nav-toggle.open span:nth-child(1){transform:translateY(8px) rotate(45deg);}
.nav-toggle.open span:nth-child(2){opacity:0;}
.nav-toggle.open span:nth-child(3){transform:translateY(-8px) rotate(-45deg);}

/* ---------- SCROLL PROGRESS ---------- */
.scroll-progress{position:fixed;top:0;left:0;height:4px;background:linear-gradient(90deg,var(--blue),var(--red),var(--green));z-index:999;width:0%;}

/* ---------- PAGE LOADER ---------- */
.page-loader{
  position:fixed;inset:0;background:var(--blue-dark);z-index:9999;
  display:flex;align-items:center;justify-content:center;flex-direction:column;gap:16px;
  transition:opacity .5s var(--ease),visibility .5s var(--ease);
}
.page-loader.hide{opacity:0;visibility:hidden;}
.page-loader img{height:64px;animation:pulseLogo 1.4s ease-in-out infinite;}
.page-loader .bar{width:180px;height:4px;background:rgba(255,255,255,.2);border-radius:4px;overflow:hidden;}
.page-loader .bar::after{content:"";display:block;width:40%;height:100%;background:var(--gold);animation:loadBar 1.1s ease-in-out infinite;}
@keyframes loadBar{0%{transform:translateX(-100%);}100%{transform:translateX(350%);}}
@keyframes pulseLogo{0%,100%{transform:scale(1);}50%{transform:scale(1.06);}}

/* ==========================================================
   HERO SLIDER
========================================================== */

.hero-slider{
    position:relative;
    height:700px;
    overflow:hidden;
    background:#1B1E5C;
}

.slide{
    position:absolute;
    inset:0;
    opacity:0;
    transition:opacity .8s ease;
    display:flex;
    align-items:center;
    overflow:hidden;
}

.slide.active{
    opacity:1;
}

.hero-banner{
    position:absolute;
    inset:0;
    width:100%;
    height:100%;
    object-fit:cover;
    object-position:center;
    z-index:0;
}

/* Light Overlay */

.slide::before{
    content:"";
    position:absolute;
    inset:0;
    background:linear-gradient(
        90deg,
        rgba(255,255,255,.08) 0%,
        rgba(255,255,255,.15) 40%,
        rgba(255,255,255,.05) 75%,
        rgba(0,0,0,.08) 100%
    );
    z-index:1;
}

/* ==========================================================
   TEXT CONTENT
========================================================== */

.slide-content{
    position:relative;
    z-index:2;
    max-width:650px;
    margin-left:8%;
    color:#222;
}

/* Small Heading */

.slide-content .eyebrow{
    display:flex;
    align-items:center;
    gap:14px;

    font-family:Arial, Helvetica, sans-serif;
    font-size:19px;
    font-weight:700;

    color:#D71920;

    text-transform:uppercase;

    letter-spacing:2px;

    margin-bottom:18px;

    animation:fadeUp .8s ease;
}

.slide-content .eyebrow::before{
    content:"";
    width:35px;
    height:3px;
    background:#D71920;
    display:block;
}

/* Main Heading */

.slide-content h1{

    font-family:var(--font-heading);

    font-size:66px;

    font-weight:700;

    color:#1D2366;

    line-height:1.15;

    letter-spacing:-1px;

    margin-bottom:24px;

    animation:fadeUp 1s ease;
}

/* Paragraph */

.slide-content p{

    font-family:Arial, Helvetica, sans-serif;

    font-size:22px;

    font-weight:500;

    line-height:1.8;

    color:#444444;

    max-width:620px;

    margin-bottom:35px;

    animation:fadeUp 1.2s ease;
}

/* Button */

.slide-content .btn,
.slide-content .btn-primary{

    animation:fadeUp 1.4s ease;

}

/* ==========================================================
   ANIMATION
========================================================== */

@keyframes fadeUp{

    from{

        opacity:0;
        transform:translateY(40px);

    }

    to{

        opacity:1;
        transform:translateY(0);

    }

}

/* ==========================================================
   PLACEHOLDER
========================================================== */

.slide-placeholder{

    position:absolute;
    inset:0;
    display:flex;
    align-items:center;
    justify-content:center;

    color:rgba(255,255,255,.3);

    font-size:.85rem;

    letter-spacing:.08em;

    text-transform:uppercase;

    border:1px dashed rgba(255,255,255,.25);

}

/* ==========================================================
   ARROWS
========================================================== */

.slider-arrows{

    position:absolute;
    inset:0;

    display:flex;
    justify-content:space-between;
    align-items:center;

    padding:0 20px;

    pointer-events:none;

    z-index:5;

}

.arrow{

    pointer-events:auto;

    width:56px;
    height:56px;

    border-radius:50%;

    background:rgba(27,30,92,.65);

    color:#fff;

    display:flex;
    align-items:center;
    justify-content:center;

    font-size:22px;

    cursor:pointer;

    transition:.3s;

}

.arrow:hover{

    background:#ED1C24;

    transform:scale(1.08);

}

/* ==========================================================
   DOTS
========================================================== */

.slider-dots{

    position:absolute;

    bottom:30px;

    left:0;
    right:0;

    display:flex;
    justify-content:center;

    gap:10px;

    z-index:5;

}

.dot{

    width:12px;
    height:12px;

    border-radius:50%;

    background:rgba(255,255,255,.5);

    transition:.3s;

}

.dot.active{

    width:34px;

    border-radius:30px;

    background:#ED1C24;

}

/* ---------- WELCOME SECTION ---------- */
/* ---------- WELCOME SECTION ---------- */

.welcome{
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:60px;
    align-items:center;
}

.welcome-text h2{
    font-family:var(--font-heading);
    font-size:58px;
    font-weight:700;
    color:#1B1E5C;
    line-height:1.15;
    margin-bottom:20px;
}

.welcome-text .sub{
    color:var(--red);
    font-weight:700;
    font-size:1.05rem;
    margin:10px 0 20px;
}

.welcome-text p{
    color:var(--ink-soft);
    margin-bottom:28px;
    line-height:1.8;
    font-size:18px;
}

.welcome-art{
    position:relative;
    overflow:hidden;
    border-radius:24px;
    box-shadow:0 20px 50px rgba(0,0,0,.15);
}

.welcome-image{
    width:100%;
    height:560px;
    object-fit:cover;
    display:block;
    border-radius:24px;
}


/* ---------- ACHIEVEMENTS / COUNTERS ---------- */
.achievements{
  position:relative;background:linear-gradient(135deg,var(--blue-dark) 0%,var(--blue) 60%,var(--green-dark) 130%);
  color:var(--white);overflow:hidden;
}
.achievements::before,.achievements::after{
  content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.06);
}
.achievements::before{width:340px;height:340px;top:-140px;right:-80px;}
.achievements::after{width:220px;height:220px;bottom:-100px;left:-60px;background:rgba(237,28,36,.12);}
.achievements .section-head h2{
    font-family: Arial, Helvetica, sans-serif;
    font-size:60px;
    font-weight:700;
    color:#FFFFFF;
    line-height:1.2;
    margin-bottom:20px;
}
.achievements .section-head p{color:rgba(255,255,255,.78);}
.achievements .eyebrow{color:var(--gold);}
.achievements .eyebrow::before{background:var(--gold);}

.counter-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;position:relative;z-index:2;}
.counter-card{
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
  backdrop-filter:blur(10px);border-radius:var(--radius-l);padding:32px 22px;text-align:center;
  opacity:0;transform:translateY(30px);transition:transform .5s var(--ease),box-shadow var(--speed-s),background var(--speed-s);
}
.counter-card.in-view{opacity:1;transform:translateY(0);}
.counter-card:hover{background:rgba(255,255,255,.14);transform:translateY(-8px) scale(1.02);box-shadow:0 20px 34px -18px rgba(0,0,0,.4);}
.counter-num{
    font-family: Arial, Helvetica, sans-serif;
    font-size:56px;
    font-weight:700;
    color:#FFFFFF;
}
.counter-label{font-size:.92rem;opacity:.88;margin-top:6px;}

.achv-cta{margin-top:56px;text-align:center;position:relative;z-index:2;}
.achv-cta h3{
    font-family:var(--font-heading);
    font-size:52px;
    font-weight:700;
    color:#FFFFFF;
    margin-bottom:20px;
    line-height:1.2;
}
.achv-cta p{
    font-family: Arial, Helvetica, sans-serif;
    font-size:22px;
    color:rgba(255,255,255,.92);
    line-height:1.7;
    max-width:650px;
    margin:0 auto 30px;
}
.achv-cta .btn-group{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;}

/* ---------- SERVICE CARDS ---------- */

.service-grid{
    display:grid;
    grid-template-columns:repeat(4,minmax(280px,1fr));
    gap:28px;
}

/* Card */
.service-card{
    background:#fff;
    border-radius:24px;
    overflow:hidden;
    box-shadow:0 15px 40px rgba(0,0,0,.10);
    transition:all .35s ease;
}

.service-card:hover{
    transform:translateY(-10px);
    box-shadow:0 25px 55px rgba(0,0,0,.18);
}

/* Image Area */

.service-media{
    width:100%;
    height:230px;
    overflow:hidden;
}

.service-image{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
    transition:transform .5s ease;
}

.service-card:hover .service-image{
    transform:scale(1.08);
}

/* Content */

.service-body{
    padding:25px;
}

.service-body h3{
    font-family:Arial, Helvetica, sans-serif;
    font-size:20px;
    font-weight:700;
    color:#1B1E5C;
    margin-bottom:15px;
}

.service-body p{
    font-family:Arial, Helvetica, sans-serif;
    font-size:17px;
    color:#555;
    line-height:1.8;
    margin-bottom:25px;
}

/* Button */

.service-body .btn-outline{
    width:100%;
    padding:12px;
    font-size:15px;
    font-family:Arial, Helvetica, sans-serif;
    font-weight:700;
    border:2px solid #2E3192;
    color:#2E3192;
    transition:.3s;
}

.service-body .btn-outline:hover{
    background:#ED1C24;
    color:#fff;
    border-color:#ED1C24;
}
/* ---------- GLASS PANEL (reusable) ---------- */
.glass{background:rgba(255,255,255,.65);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.5);}

/* ---------- FOOTER ---------- */
.site-footer{background:var(--blue-dark);color:rgba(255,255,255,.82);padding-top:70px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.12);}
.footer-brand img{height:56px;background:var(--white);padding:8px;border-radius:8px;margin-bottom:16px;}
.footer-brand p{font-size:.9rem;line-height:1.7;color:rgba(255,255,255,.68);}
.footer-col h4{color:var(--white);font-family:var(--font-display);font-size:1.05rem;margin-bottom:18px;}
.footer-col ul li{margin-bottom:10px;}
.footer-col a{font-size:.9rem;color:rgba(255,255,255,.72);transition:color var(--speed-s),padding-left var(--speed-s);}
.footer-col a:hover{color:var(--gold);padding-left:4px;}
.footer-contact li{display:flex;gap:10px;font-size:.9rem;margin-bottom:14px;color:rgba(255,255,255,.72);}
.social-row{display:flex;gap:10px;margin-top:16px;}
.social-row a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;transition:background var(--speed-s),transform var(--speed-s);}
.social-row a:hover{background:var(--red);transform:translateY(-3px);}
.newsletter{display:flex;margin-top:14px;border-radius:var(--radius-s);overflow:hidden;}
.newsletter input{flex:1;padding:12px 14px;border:none;background:rgba(255,255,255,.1);color:var(--white);}
.newsletter input::placeholder{color:rgba(255,255,255,.5);}
.newsletter button{padding:0 18px;background:var(--red);color:var(--white);font-weight:700;}
.footer-bottom{padding:22px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;font-size:.85rem;color:rgba(255,255,255,.6);}

/* ---------- FLOATING BUTTONS (right side: call / whatsapp / back-to-top) ---------- */

.floating-btns{
    position:fixed;
    right:22px;
    bottom:26px;
    display:flex;
    flex-direction:column;
    gap:14px;
    z-index:150;
}

.fab{
    width:56px;
    height:56px;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    padding:0;
    margin:0;
    color:#fff;
    text-decoration:none;
    box-sizing:border-box;
    font-size:24px;
}

.fab i{
    font-size:24px;
    line-height:1;
    display:block;
}

/* Center Font Awesome icons */
.fab i{
    font-size:24px;
    line-height:1;
    display:block;
    margin:0;
    padding:0;
}

/* Center SVG icons */
.fab svg{
    width:24px;
    height:24px;
    display:block;
}

/* Center image icons */
.fab img{
    width:24px;
    height:24px;
    object-fit:contain;
    display:block;
}

.fab:hover{
    transform:translateY(-4px) scale(1.08);
    box-shadow:
        0 16px 30px -8px rgba(27,30,92,.55),
        0 4px 10px rgba(0,0,0,.16);
}

.fab:active{
    transform:translateY(-1px) scale(1.02);
}

.fab-top{
    background:#43439A;
    opacity:0;
    pointer-events:none;
    transform:translateY(20px);
    transition:all .3s ease;
}

.fab-top.show{
    opacity:1;
    pointer-events:auto;
    transform:translateY(0);
}

.fab-call{
    background:#EF2E36;
}

.fab-whatsapp{
    background:#25D366;
}

//* ---------- FLOATING CALCULATOR WIDGET (Left Side) ---------- */

.calc-widget-left{
    position:fixed;
    left:20px;
    bottom:80px;
    z-index:9999;

    width:60px;
    height:60px;

    display:flex;
    align-items:center;
    justify-content:center;

    background:#2F2F8F;
    color:#fff;

    border-radius:18px;
    text-decoration:none;

    box-shadow:0 10px 25px rgba(0,0,0,.25);
    transition:all .3s ease;
}

.calc-widget-left:hover{
    transform:translateY(-4px);
    background:#3A3AA8;
}

.calc-widget-left .calc-widget-icon{
    display:flex;
    align-items:center;
    justify-content:center;

    width:100%;
    height:100%;

    font-size:28px;
    line-height:1;
}

.calc-widget-left .calc-widget-text{
    display:none;
}

@media (max-width:640px){
    .calc-widget-left{
        left:14px;
        bottom:20px;
        width:54px;
        height:54px;
    }

    .calc-widget-left .calc-widget-icon{
        font-size:24px;
    }
}

/* ---------- PAGE HERO (inner pages) — premium light glass redesign ---------- */
.page-hero{
  position:relative;overflow:hidden;padding:0;min-height:300px;
  display:flex;align-items:center;color:var(--ink);
  background:
    radial-gradient(circle at 88% 12%, rgba(46,49,146,.12), transparent 42%),
    radial-gradient(circle at 6% 90%, rgba(0,132,61,.08), transparent 45%),
    linear-gradient(135deg,#F8F9FD 0%,#EEF1FC 55%,#E6EAF9 100%);
}
.page-hero::before{
  /* soft abstract circles */
  content:"";position:absolute;inset:0;pointer-events:none;z-index:0;
  background-image:
    radial-gradient(circle, rgba(46,49,146,.09) 0%, transparent 70%),
    radial-gradient(circle, rgba(0,132,61,.07) 0%, transparent 70%);
  background-size:220px 220px,160px 160px;
  background-position:92% -10%, 2% 115%;
  background-repeat:no-repeat;
}
.page-hero::after{
  /* curved red ribbon */
  content:"";position:absolute;right:6%;top:-46px;width:300px;height:130px;z-index:0;
  background:linear-gradient(120deg,var(--red) 0%,var(--red-dark) 100%);
  border-radius:0 0 55% 55%/0 0 100% 100%;
  opacity:.09;transform:rotate(6deg);pointer-events:none;
}
.page-hero.gold-theme::after{background:linear-gradient(120deg,var(--gold),#8a6c12);opacity:.14;}
.hero-pattern{position:absolute;inset:0;pointer-events:none;opacity:.055;z-index:0;}
.hero-inner{position:relative;z-index:2;padding:132px 0 58px;width:100%;}
.hero-wave{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:54px;z-index:2;line-height:0;}
.breadcrumb-row{display:flex;align-items:center;gap:12px;margin-bottom:14px;}
.breadcrumb-row .breadcrumb{margin-bottom:0;}
.accent-line{
  display:inline-block;width:36px;height:3px;border-radius:3px;flex:none;
  background:var(--green);animation:heroAccentGrow 2.6s ease-in-out infinite;
}
@keyframes heroAccentGrow{
  0%,100%{width:36px;opacity:.7;}
  50%{width:56px;opacity:1;}
}
@keyframes floatY{
  0%,100%{transform:translateY(0);}
  50%{transform:translateY(-8px);}
}
.page-hero h1{color:var(--blue-dark);font-size:clamp(2rem,4vw,3rem);}
.breadcrumb{display:flex;gap:8px;font-size:.85rem;opacity:.85;margin-bottom:14px;color:var(--ink-soft);}
.breadcrumb a{color:var(--blue);font-weight:600;}
.page-hero p{max-width:600px;opacity:.92;margin-top:14px;color:var(--ink-soft);}
@media (max-width:960px){
  .page-hero{min-height:280px;}
  .hero-inner{padding:118px 0 48px;}
}
@media (max-width:640px){
  .page-hero{min-height:260px;}
  .hero-inner{padding:104px 0 40px;}
  .hero-wave{height:32px;}
}

/* ---------- PAGE HERO — unique per-page pattern themes (abstract, CSS-only) ---------- */
/* Schemes / Fixed / Recurring / Savings / Gold — financial growth motif: soft coin rings + rising bars */
.hero-schemes .hero-pattern,.hero-fd .hero-pattern,.hero-rd .hero-pattern,.hero-savings .hero-pattern{
  background-image:
    radial-gradient(circle, var(--blue) 2px, transparent 2.4px),
    radial-gradient(circle, var(--green) 2px, transparent 2.4px);
  background-size:46px 46px, 46px 46px;
  background-position:0 0, 23px 23px;
}
.hero-goldloan .hero-pattern{
  background-image:
    radial-gradient(circle, var(--gold) 2px, transparent 2.4px),
    radial-gradient(circle, var(--red) 1.6px, transparent 2px);
  background-size:50px 50px, 34px 34px;
  background-position:0 0, 17px 17px;
}
/* Branches — map / route motif: dotted grid with pin-like dots */
.hero-branches .hero-pattern{
  background-image:
    radial-gradient(circle, var(--blue) 2.4px, transparent 2.8px),
    linear-gradient(var(--line) 1px, transparent 1px),
    linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size:64px 64px, 32px 32px, 32px 32px;
}
/* Investor Relations — ledger / document lines motif */
.hero-investor .hero-pattern{
  background-image:repeating-linear-gradient(0deg, var(--blue) 0 2px, transparent 2px 26px);
  opacity:.05;
}
/* Careers — people network motif: connected dot lattice */
.hero-careers .hero-pattern{
  background-image:
    radial-gradient(circle, var(--green) 2.6px, transparent 3px),
    radial-gradient(circle, var(--blue) 1.8px, transparent 2.2px);
  background-size:70px 70px, 40px 40px;
  background-position:0 0, 20px 35px;
}
/* Contact — communication motif: concentric rings */
.hero-contact .hero-pattern{
  background-image:
    repeating-radial-gradient(circle at 90% 15%, transparent 0 18px, var(--blue) 19px 20px, transparent 21px 40px);
}
/* Vigil Mechanism — trust / shield motif: layered diamonds */
.hero-vigil .hero-pattern{
  background-image:repeating-linear-gradient(45deg, var(--blue) 0 1.5px, transparent 1.5px 30px),repeating-linear-gradient(-45deg, var(--red) 0 1.5px, transparent 1.5px 30px);
}
/* Profile / What is Nidhi — institutional pillars motif */
.hero-profile .hero-pattern,.hero-whatisnidhi .hero-pattern{
  background-image:repeating-linear-gradient(90deg, var(--blue) 0 3px, transparent 3px 40px);
  opacity:.05;
}

/* ---------- GENERIC GRID/CARD UTILITIES ---------- */

.grid-2{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:32px;
}

.grid-3{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:26px;
}

.grid-4{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:24px;
}

/* ---------- INFO CARDS ---------- */

.info-card{
    background:var(--white);
    border-radius:var(--radius-m);
    overflow:hidden;
    box-shadow:0 12px 26px -18px rgba(23,26,51,.25);
    border-top:4px solid var(--blue);
    transition:transform var(--speed-s),box-shadow var(--speed-s);
    padding:0;
}

.info-card:hover{
    transform:translateY(-6px);
    box-shadow:0 20px 34px -18px rgba(23,26,51,.3);
}

/* ---------- SCHEME IMAGE ---------- */

.scheme-image{
    width:100%;
    height:200px;
    overflow:hidden;
}

.scheme-image img{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
    transition:.4s ease;
}

.info-card:hover .scheme-image img{
    transform:scale(1.05);
}

/* ---------- CARD CONTENT ---------- */

.info-card-content{
    padding:24px;
}

.info-card h3{
    font-family:Arial, Helvetica, sans-serif;
    font-size:24px;
    font-weight:700;
    color:#1B1E5C;
    margin-bottom:14px;
}

.info-card p{
    font-family:Arial, Helvetica, sans-serif;
    font-size:17px;
    color:var(--ink-soft);
    line-height:1.7;
}

#vision-mission .info-card h3{
    text-align:center;
}

/* ---------- TICK LIST ---------- */

.tick-list li{
    display:flex;
    gap:12px;
    margin-bottom:14px;
    font-size:.96rem;
    color:var(--ink-soft);
    align-items:flex-start;
}

.tick-list li::before{
    content:"✓";
    flex:none;
    width:24px;
    height:24px;
    background:var(--green);
    color:var(--white);
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:.75rem;
}

.placeholder-box{
    border:2px dashed var(--line);
    border-radius:var(--radius-m);
    display:flex;
    align-items:center;
    justify-content:center;
    flex-direction:column;
    gap:8px;
    color:var(--ink-soft);
    background:var(--bg-alt);
    text-align:center;
    padding:40px 20px;
    font-size:.9rem;
}

.placeholder-box strong{
    color:var(--blue);
}

/* ---------- GOVERNANCE GALLERY (About page — Company Screenshots / Certificates) ---------- */
.gov-gallery{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:30px;
  margin-top:36px;
}

.gov-card{
  border-radius:18px;
  overflow:hidden;
  border:6px solid var(--white);
  background:var(--white);
  box-shadow:0 14px 32px -10px rgba(27,30,92,.2),0 4px 10px rgba(0,0,0,.08);
  cursor:pointer;
  transition:transform .4s var(--ease),box-shadow .4s var(--ease);
}

.gov-card:hover{
  transform:translateY(-8px);
  box-shadow:0 26px 50px -12px rgba(27,30,92,.34),0 10px 22px rgba(0,0,0,.14);
}

.gov-float{
  display:block;
  animation:floatY 5s ease-in-out infinite;
}

.gov-card img{
  display:block;
  width:100%;
  height:230px;
  object-fit:cover;
  transition:transform .4s var(--ease);
}

.gov-card:hover img{
  transform:scale(1.06);
}

/* scroll-reveal stagger so cards appear one after another */
.gov-gallery .gov-card:nth-child(1){transition-delay:0s;}
.gov-gallery .gov-card:nth-child(2){transition-delay:.08s;}
.gov-gallery .gov-card:nth-child(3){transition-delay:.16s;}
.gov-gallery .gov-card:nth-child(4){transition-delay:.24s;}
.gov-gallery .gov-card:nth-child(5){transition-delay:.32s;}
.gov-gallery .gov-card:nth-child(6){transition-delay:.4s;}
.gov-gallery .gov-card:nth-child(7){transition-delay:.48s;}
.gov-gallery .gov-card:nth-child(8){transition-delay:.56s;}

/* floating animation — different delay per card so they don't move together */
.gov-gallery .gov-card:nth-child(1) .gov-float{animation-delay:0s;}
.gov-gallery .gov-card:nth-child(2) .gov-float{animation-delay:.4s;}
.gov-gallery .gov-card:nth-child(3) .gov-float{animation-delay:.8s;}
.gov-gallery .gov-card:nth-child(4) .gov-float{animation-delay:1.2s;}
.gov-gallery .gov-card:nth-child(5) .gov-float{animation-delay:1.6s;}
.gov-gallery .gov-card:nth-child(6) .gov-float{animation-delay:2s;}
.gov-gallery .gov-card:nth-child(7) .gov-float{animation-delay:2.4s;}
.gov-gallery .gov-card:nth-child(8) .gov-float{animation-delay:2.8s;}

/* ---------- TIMELINE (About page) ---------- */
.timeline{position:relative;padding-left:40px;}
.timeline::before{content:"";position:absolute;left:9px;top:0;bottom:0;width:3px;background:linear-gradient(var(--blue),var(--red),var(--green));border-radius:3px;}
.timeline-item{position:relative;margin-bottom:36px;}
.timeline-item::before{content:"";position:absolute;left:-40px;top:4px;width:20px;height:20px;border-radius:50%;background:var(--white);border:4px solid var(--red);}
.timeline-item h4{color:var(--blue-dark);margin-bottom:6px;}
.timeline-item span{font-size:.8rem;color:var(--red);font-weight:700;text-transform:uppercase;letter-spacing:.06em;}
.timeline-item p{color:var(--ink-soft);font-size:.92rem;margin-top:6px;}

/* ---------- CALCULATOR ---------- */
.calc-panel{
  display:grid;grid-template-columns:1fr 1fr;gap:0;
  background:var(--white);border-radius:var(--radius-l);overflow:hidden;
  box-shadow:0 24px 50px -30px rgba(23,26,51,.35);
}
.calc-inputs{padding:44px;}
.calc-field{margin-bottom:26px;}
.calc-field label{display:flex;justify-content:space-between;font-weight:700;font-size:.9rem;margin-bottom:10px;color:var(--blue-dark);}
.calc-field input[type=range]{width:100%;accent-color:var(--red);}
.calc-field input[type=number]{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--radius-s);
  font-size:1.1rem;font-weight:700;color:var(--blue-dark);
}
.calc-results{background:var(--blue-dark);color:var(--white);padding:44px;display:flex;flex-direction:column;justify-content:center;gap:16px;}
.calc-result-row{display:flex;justify-content:space-between;align-items:center;background:rgba(255,255,255,.08);padding:16px 20px;border-radius:var(--radius-s);}
.calc-result-row.total{background:var(--red);}
.calc-result-row span:first-child{opacity:.85;font-size:.9rem;}
.calc-result-row span:last-child{font-family:var(--font-display);font-size:1.4rem;font-weight:700;}
.calc-note{font-size:.78rem;opacity:.65;margin-top:10px;}

/* ---------- FAQ ---------- */
.faq-item{border-bottom:1px solid var(--line);padding:20px 0;}
.faq-q{display:flex;justify-content:space-between;align-items:center;font-weight:700;color:var(--blue-dark);cursor:pointer;}
.faq-q .plus{transition:transform var(--speed-s);color:var(--red);font-size:1.3rem;}
.faq-item.open .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height var(--speed-m) var(--ease);color:var(--ink-soft);font-size:.92rem;}
.faq-item.open .faq-a{max-height:200px;padding-top:12px;}

/* ---------- FORMS ---------- */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:20px;}
.field label{font-size:.85rem;font-weight:700;color:var(--blue-dark);}
.field input,.field select,.field textarea{
  padding:13px 14px;border:1.5px solid var(--line);border-radius:var(--radius-s);background:var(--bg-alt);
  transition:border var(--speed-s),background var(--speed-s);
}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);background:var(--white);}
.field.full{grid-column:1/-1;}

/* ---------- BRANCH CARDS ---------- */
.branch-toolbar{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:36px;}
.branch-toolbar input,.branch-toolbar select{padding:13px 16px;border-radius:var(--radius-s);border:1.5px solid var(--line);background:var(--white);}
.branch-toolbar input{flex:1;min-width:220px;}
.branch-card{background:var(--white);border-radius:var(--radius-m);overflow:hidden;box-shadow:0 14px 28px -20px rgba(23,26,51,.25);transition:transform var(--speed-s);}
.branch-card:hover{transform:translateY(-6px);}
.branch-media{height:150px;background:var(--bg-alt);}
.branch-body{padding:22px;}
.branch-body h3{font-size:1.05rem;margin-bottom:8px;}
.branch-body p{font-size:.88rem;color:var(--ink-soft);margin-bottom:16px;}
.branch-actions{display:flex;gap:10px;}
.branch-actions a{flex:1;text-align:center;padding:10px;border-radius:var(--radius-s);font-size:.82rem;font-weight:700;}
.branch-actions .call{background:var(--blue-tint);color:var(--blue);}
.branch-actions .direction{background:var(--red);color:var(--white);}

/* ---------- REVEAL ---------- */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s var(--ease),transform .7s var(--ease);}
.reveal.in-view{opacity:1;transform:translateY(0);}

/* ---------- SKIP LINK ---------- */
.skip-link{position:absolute;left:-999px;top:0;background:var(--red);color:var(--white);padding:12px 20px;z-index:9999;}
.skip-link:focus{left:10px;top:10px;}
/* ===========================================
   HERO TEXT ANIMATION
===========================================*/

.slide.active .eyebrow{
    animation:heroEyebrow .7s ease forwards;
}

.slide.active h1{
    animation:heroTitle .9s ease forwards;
}

.slide.active p{
    animation:heroParagraph 1.1s ease forwards;
}

.slide.active .btn-primary{
    animation:heroButton 1.3s ease forwards;
}

/* Initial State */

.slide .eyebrow,
.slide h1,
.slide p,
.slide .btn-primary{

    opacity:0;

}

/* Small Heading */

@keyframes heroEyebrow{

    from{
        opacity:0;
        transform:translateX(-60px);
    }

    to{
        opacity:1;
        transform:translateX(0);
    }

}

/* Main Heading */

@keyframes heroTitle{

    from{
        opacity:0;
        transform:translateY(50px);
    }

    to{
        opacity:1;
        transform:translateY(0);
    }

}

/* Paragraph */

@keyframes heroParagraph{

    from{
        opacity:0;
        transform:translateY(40px);
    }

    to{
        opacity:1;
        transform:translateY(0);
    }

}

/* Button */

@keyframes heroButton{

    from{
        opacity:0;
        transform:translateY(35px) scale(.9);
    }

    to{
        opacity:1;
        transform:translateY(0) scale(1);
    }

}
/* ============================================================
   ADDITIONS — About Us dropdown nav + Management Team section
   (appended only; no existing rules modified)
   ============================================================ */

/* ---------- NAV DROPDOWN (About Us) ---------- */
.nav-item-dropdown{position:relative;}
.nav-item-dropdown > .nav-card{cursor:pointer;}
.nav-dropdown{
  position:absolute;top:100%;left:50%;
  transform:translateX(-50%) translateY(10px);
  min-width:230px;background:var(--white);border-radius:var(--radius-m);
  box-shadow:0 20px 40px -18px rgba(23,26,51,.35);
  border-top:4px solid var(--red);
  padding:10px;margin-top:8px;
  opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity var(--speed-s) var(--ease),transform var(--speed-s) var(--ease),visibility var(--speed-s);
  z-index:210;list-style:none;
}
.nav-item-dropdown:hover .nav-dropdown,
.nav-item-dropdown.open .nav-dropdown{
  opacity:1;visibility:visible;pointer-events:all;
  transform:translateX(-50%) translateY(0);
}
.nav-dropdown li + li{margin-top:4px;}
.nav-dropdown a{
  display:block;padding:12px 16px;border-radius:var(--radius-s);
  font-weight:700;font-size:.85rem;color:var(--blue-dark);
  transition:background var(--speed-s),color var(--speed-s),padding-left var(--speed-s);
}
.nav-dropdown a:hover{background:var(--blue-tint);color:var(--red);padding-left:20px;}

@media (max-width:960px){
  .nav-dropdown{
    position:static;transform:none;margin-top:0;
    opacity:1;visibility:visible;pointer-events:all;
    box-shadow:none;border-top:none;background:transparent;
    padding:0 0 0 14px;
    max-height:0;overflow:hidden;
    transition:max-height var(--speed-m) var(--ease);
  }
  .nav-item-dropdown.open .nav-dropdown{max-height:300px;padding-top:6px;padding-bottom:6px;}
  .nav-dropdown a{color:rgba(255,255,255,.85);}
  .nav-dropdown a:hover{background:rgba(255,255,255,.1);color:var(--gold);padding-left:20px;}
}

/* ---------- MANAGEMENT TEAM ---------- */

.team-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:28px;
    margin-top:40px;
}

.team-card{
    background:#ffffff;
    border-radius:22px;
    overflow:hidden;
    border-top:4px solid #2E3192;
    box-shadow:0 12px 30px rgba(0,0,0,.12);
    transition:all .35s ease;
    text-align:center;
}

.team-card:hover{
    transform:translateY(-8px);
    box-shadow:0 20px 45px rgba(0,0,0,.18);
}

/* PHOTO */

.team-photo{
    width:100%;
    height:340px;
    overflow:hidden;
    background:#f5f5f5;
    position:relative;
}

.team-photo img{
    width:100%;
    height:100%;
    object-fit:cover;
    object-position:center top;
    display:block;
    transition:transform .4s ease;
}

.team-card:hover .team-photo img{
    transform:scale(1.05);
}

/* Remove old placeholder */

.team-photo span{
    display:none;
}

/* BODY */

.team-body{
    padding:24px 22px 28px;
}

.team-body h3{
    font-family:Arial, Helvetica, sans-serif;
    font-size:24px;
    font-weight:700;
    color:#1B1E5C;
    margin-bottom:8px;
    line-height:1.3;
}

.team-body .role{
    display:block;
    margin-bottom:18px;
    font-family:Arial, Helvetica, sans-serif;
    font-size:15px;
    font-weight:700;
    color:#ED1C24;
    text-transform:uppercase;
    letter-spacing:1px;
}

.team-body p{
    font-family:Arial, Helvetica, sans-serif;
    font-size:16px;
    line-height:1.8;
    color:#555555;
    margin:0;
}

/* ============================================================
   ADDITIONS — FD Calculator scheme select & senior citizen checkbox
   (appended only; no existing rules modified)
   ============================================================ */
.calc-field select{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--radius-s);
  font-size:1rem;font-weight:700;color:var(--blue-dark);background:var(--white);
}
.calc-field input[type=text][readonly]{background:var(--bg-alt);cursor:not-allowed;}
.calc-field label.calc-checkbox{
  display:flex;align-items:center;justify-content:flex-start;gap:10px;
  cursor:pointer;margin-bottom:0;
}
.calc-field label.calc-checkbox input[type=checkbox]{
  width:18px;height:18px;margin:0;accent-color:var(--red);cursor:pointer;
}

/* ============================================================
   ADDITIONS — Floating calculator button + Savings calculator readonly field
   (appended only; no existing rules modified)
   ============================================================ */
.fab-calc{background:var(--blue);}
.calc-field input[readonly]{background:var(--bg-alt);cursor:not-allowed;}

/* ============================================================
   ADDITIONS — Premium "Benefits & Features" square icon cards
   Scoped with :has() so only icon-led cards (scheme benefits,
   careers "what we offer", investor-relations report cards) are
   affected — text-heavy cards (About Us Mission/Vision/Values)
   and the Schemes overview image-cards are left untouched.
   (appended only; no existing rules modified)
   ============================================================ */
.info-card > .icon{
  width:72px;height:72px;flex:none;
  display:flex;align-items:center;justify-content:center;
  border-radius:50%;
  background:var(--blue-tint);color:var(--blue);
  font-size:1.9rem;line-height:1;
  margin:0 auto 20px;
}

.info-card:has(> .icon){
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  padding:42px 30px 38px;
  min-height:290px;
  border-radius:var(--radius-l);
  box-shadow:0 22px 46px -30px rgba(23,26,51,.4);
  transition:transform var(--speed-s) var(--ease),box-shadow var(--speed-s) var(--ease);
}
.info-card:has(> .icon):hover{
  transform:translateY(-10px);
  box-shadow:0 30px 56px -26px rgba(23,26,51,.42);
}
.info-card:has(> .icon) h3{
  font-size:1.18rem;
  margin-bottom:12px;
}
.info-card:has(> .icon) p{
  font-size:15.5px;
  line-height:1.85;
  color:var(--ink-soft);
}
.info-card:has(> .icon) .btn{
  margin-top:auto;
  padding-top:14px;
}
@media (max-width:640px){
  .info-card:has(> .icon){padding:34px 24px 30px;min-height:0;}
}

/* ============================================================
   Scheme Hero Banner
============================================================ */

/* Scheme Hero Banner */

.hero-banner-box{
    width:100%;
    height:420px;
    background:#fff;
    border-radius:24px;
    overflow:hidden;
    display:flex;
    justify-content:center;
    align-items:center;
    box-shadow:0 20px 50px rgba(0,0,0,.12);
}

.hero-banner-box img{
    width:100%;
    height:100%;
    object-fit:contain;
    display:block;
}

@media (max-width:960px){
    .hero-banner-box{
        height:300px;
    }
}
/* ============================================================
   ADDITIONS — Premium form field styling (Contact / Careers forms)
   (appended only; overrides earlier .field rules via cascade order,
   no existing rules deleted)
   ============================================================ */
.field input,.field select,.field textarea{
  padding:14px 18px;
  border-radius:var(--radius-m);
  border:1.5px solid var(--line);
  background:var(--bg-alt);
  transition:border var(--speed-s),background var(--speed-s),box-shadow var(--speed-s);
}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--blue);
  background:var(--white);
  box-shadow:0 0 0 4px var(--blue-tint);
}
.form-grid .field{margin-bottom:22px;}

/* Form panel wrapper (Contact page) */
.form-panel{
  background:var(--bg);
  border-radius:var(--radius-l);
  padding:40px;
  box-shadow:0 22px 50px -32px rgba(23,26,51,.35);
}
@media (max-width:640px){
  .form-panel{padding:26px;}
}

/* ============================================================
   ADDITIONS — Contact page: premium company-detail cards
   ============================================================ */
.contact-details-grid{display:flex;flex-direction:column;gap:14px;margin-top:22px;}
.contact-detail-card{
  display:flex;align-items:center;gap:16px;
  background:var(--bg-alt);
  border-radius:var(--radius-m);
  padding:18px 20px;
  box-shadow:0 14px 30px -24px rgba(23,26,51,.35);
  transition:transform var(--speed-s),box-shadow var(--speed-s);
}
.contact-detail-card:hover{transform:translateY(-4px);box-shadow:0 18px 34px -20px rgba(23,26,51,.35);}
.contact-detail-card .cd-icon{
  flex:none;width:46px;height:46px;border-radius:50%;
  background:var(--blue-tint);color:var(--blue);
  display:flex;align-items:center;justify-content:center;font-size:1.15rem;
}
.contact-detail-card .cd-text{display:flex;flex-direction:column;gap:2px;min-width:0;}
.contact-detail-card .cd-label{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);font-weight:700;}
.contact-detail-card .cd-value{font-size:.98rem;font-weight:700;color:var(--blue-dark);word-break:break-word;}

.office-hours-card{
  margin-top:26px;background:var(--bg-alt);border-radius:var(--radius-m);
  padding:20px 22px;box-shadow:0 14px 30px -24px rgba(23,26,51,.3);
  display:flex;align-items:flex-start;gap:16px;
}
.office-hours-card .cd-icon{
  flex:none;width:46px;height:46px;border-radius:50%;
  background:var(--blue-tint);color:var(--blue);
  display:flex;align-items:center;justify-content:center;font-size:1.15rem;
}
.office-hours-card p{color:var(--ink-soft);}

.social-row.contact-social-row a{width:42px;height:42px;transition:transform var(--speed-s),box-shadow var(--speed-s);}
.social-row.contact-social-row a:hover{transform:translateY(-3px);box-shadow:0 10px 20px -10px rgba(46,49,146,.4);}

/* ============================================================
   ADDITIONS — Contact page: illustration beside the form +
   company-details row realigned beneath it. Scoped entirely to
   .contact-image-panel / .contact-details-row, reusing the
   existing .contact-map-image treatment (same one already used
   for panel imagery elsewhere on the site). No existing rule
   above is modified; appended only.
   ============================================================ */
.contact-image-panel{display:flex;}
.contact-image-panel .contact-map-image{width:100%;min-height:340px;background:var(--bg-alt);}
.contact-image-panel .contact-map-image img{width:100%;height:100%;object-fit:cover;}

.contact-details-row{margin-top:56px;}
.contact-details-row .contact-details-grid{
  display:flex;flex-direction:row;flex-wrap:wrap;
}
.contact-details-row .contact-detail-card{flex:1 1 220px;}
.contact-details-row .office-hours-card .cd-icon{margin-top:2px;}

/* ============================================================
   ADDITIONS — Investor Relations: "Committee of the Board" cards
   Scoped to #committee-grid only. Adds equal padding, equal height
   and consistent heading alignment without touching any other
   .info-card usage on the site.
   (appended only; no existing rules modified)
   ============================================================ */
#committee-grid .info-card{
  padding:36px 30px;
  min-height:230px;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
}
#committee-grid .info-card h3{
  margin-bottom:14px;
}
#committee-grid .info-card p + p{margin-top:10px;}
@media (max-width:640px){
  #committee-grid .info-card{padding:28px 24px;min-height:0;}
}

/* ============================================================
   ADDITIONS — Gold Jewel Loan: "Loan Process" cards
   Scoped to #loan-process-grid only. Equalises card padding/height
   so the numbering and titles line up across all four steps.
   (appended only; no existing rules modified)
   ============================================================ */
#loan-process-grid .info-card{
  padding:34px 28px;
  min-height:190px;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
}
#loan-process-grid .info-card h3{
  margin-bottom:12px;
}
@media (max-width:640px){
  #loan-process-grid .info-card{padding:28px 24px;min-height:0;}
}

/* ============================================================
   ADDITIONS — About Us: "Mission, Vision & Core Values" cards
   Scoped to #vision-mission .info-card only. Adds equal padding
   and equal height so paragraph text never touches the card edges.
   (appended only; no existing rules modified)
   ============================================================ */
#vision-mission .info-card{
  padding:40px 32px;
  min-height:340px;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
}
#vision-mission .info-card p + p{margin-top:14px;}
@media (max-width:960px){
  #vision-mission .info-card{min-height:0;}
}
@media (max-width:640px){
  #vision-mission .info-card{padding:30px 26px;}
}

/* ============================================================
   ADDITIONS — Vigil Mechanism & Whistle-Blower Policy page
   New page-scoped classes only; nothing existing is touched.
   ============================================================ */
.policy-wrap{
  max-width:1080px;
  margin:0 auto;
  background:var(--white);
  border-radius:var(--radius-l);
  box-shadow:0 26px 60px -32px rgba(23,26,51,.35);
  padding:56px 64px;
}
.policy-wrap .policy-office{
  color:var(--ink-soft);
  font-size:.98rem;
  margin-bottom:36px;
  padding-bottom:24px;
  border-bottom:1px solid var(--line);
}
.policy-section{
  margin-bottom:34px;
}
.policy-section:last-of-type{margin-bottom:0;}
.policy-section h3{
  font-size:1.28rem;
  color:var(--blue-dark);
  display:flex;
  align-items:baseline;
  gap:10px;
  margin-bottom:14px;
  padding-bottom:10px;
  border-bottom:2px solid var(--blue-tint);
}
.policy-section h3 .num{
  color:var(--red);
  font-family:var(--font-display);
}
.policy-section p{
  color:var(--ink-soft);
  line-height:1.85;
  margin-bottom:12px;
}
.policy-section p:last-child{margin-bottom:0;}
.policy-list{margin:6px 0 4px;}
.policy-list li{
  position:relative;
  color:var(--ink-soft);
  line-height:1.85;
  padding-left:22px;
  margin-bottom:10px;
}
.policy-list li::before{
  content:"•";
  position:absolute;left:0;top:0;
  color:var(--green);
  font-weight:700;
}
.policy-list.numbered{counter-reset:policy-step;}
.policy-list.numbered li{counter-increment:policy-step;}
.policy-list.numbered li::before{
  content:counter(policy-step)".";
  color:var(--blue);
  font-weight:700;
}
.policy-table{
  width:100%;
  border-collapse:collapse;
  margin:6px 0 4px;
  font-size:.95rem;
}
.policy-table th,.policy-table td{
  text-align:left;
  padding:12px 14px;
  border-bottom:1px solid var(--line);
  color:var(--ink-soft);
  vertical-align:top;
}
.policy-table th{
  color:var(--blue-dark);
  font-family:var(--font-display);
  font-weight:700;
  background:var(--bg-alt);
}
.policy-approval{
  margin-top:36px;
  padding-top:24px;
  border-top:1px solid var(--line);
  color:var(--ink-soft);
  font-size:.95rem;
  display:flex;
  flex-wrap:wrap;
  gap:6px 28px;
}
@media (max-width:640px){
  .policy-wrap{padding:34px 24px;}
  .policy-section h3{font-size:1.12rem;}
}

/* PDF preview + download section */
.pdf-section{
  max-width:1080px;
  margin:56px auto 0;
}
.pdf-preview-card{
  display:flex;
  align-items:center;
  gap:22px;
  background:var(--bg-alt);
  border-radius:var(--radius-l);
  padding:28px 32px;
  box-shadow:0 18px 40px -28px rgba(23,26,51,.3);
  margin-bottom:26px;
}
.pdf-preview-card .pdf-icon{
  flex:none;
  width:64px;height:64px;
  border-radius:16px;
  background:var(--blue);
  color:var(--white);
  display:flex;align-items:center;justify-content:center;
  font-size:1.7rem;
}
.pdf-preview-card .pdf-info h4{
  color:var(--blue-dark);
  font-size:1.08rem;
  margin-bottom:4px;
}
.pdf-preview-card .pdf-info p{
  color:var(--ink-soft);
  font-size:.92rem;
}
.pdf-download-box{
  text-align:center;
  background:var(--white);
  border-radius:var(--radius-l);
  padding:40px 32px;
  box-shadow:0 22px 48px -30px rgba(23,26,51,.32);
}
.pdf-download-box h3{
  color:var(--blue-dark);
  font-size:1.3rem;
  margin-bottom:10px;
}
.pdf-download-box p{
  color:var(--ink-soft);
  margin-bottom:22px;
}
.pdf-download-box .btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
}
@media (max-width:640px){
  .pdf-preview-card{flex-direction:column;text-align:center;padding:26px 22px;}
}

/* ============================================================
   ADDITIONS — About Us section update (appended only)
   1) Redesigned About Us hero (scoped strictly to .about-hero)
   2) Vision & Mission card padding fix (scoped to #vision-mission)
   3) Shared components for new Profile / What is Nidhi Company pages
   No existing rule above this block has been modified.
   ============================================================ */

/* ---------- 1) ABOUT US HERO REDESIGN (scoped: .about-hero only) ---------- */
/* Updated to match the site-wide premium light glass hero system, with its
   own company-building / trust pattern so it still reads as distinct. */
.page-hero.about-hero{
  min-height:360px;
}
.about-hero-pattern{
  position:absolute;inset:0;pointer-events:none;opacity:.06;z-index:0;
  background-image:
    repeating-linear-gradient(90deg,var(--blue) 0 3px,transparent 3px 46px),
    repeating-linear-gradient(0deg,var(--green) 0 2px,transparent 2px 120px);
  animation:floatY 16s ease-in-out infinite;
}
.about-hero-inner{position:relative;z-index:2;padding:70px 0 54px;width:100%;}
.about-hero-content{max-width:640px;}
.about-hero h1{margin-top:6px;}
.about-hero p{margin-top:20px;}
.about-hero-wave{
  position:absolute;left:0;right:0;bottom:-1px;width:100%;height:56px;z-index:2;line-height:0;
}
@media (max-width:960px){
  .page-hero.about-hero{min-height:340px;}
}
@media (max-width:640px){
  .page-hero.about-hero{min-height:300px;}
  .about-hero-inner{padding:56px 0 42px;}
  .about-hero-wave{height:34px;}
}

/* ---------- 2) VISION & MISSION CARD PADDING FIX (scoped) ---------- */
#vision-mission .info-card{
  padding:32px 30px;
}
#vision-mission .info-card h3{
  margin-bottom:16px;
}

/* ---------- 3) PROFILE / NIDHI PAGES — SHARED COMPONENTS ---------- */
.profile-block{max-width:820px;}
.profile-block p{color:var(--ink-soft);margin-top:14px;font-size:1.02rem;line-height:1.8;}
.profile-block p:first-of-type{margin-top:0;}

.highlight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px;}
.highlight-card{
  background:var(--white);border-radius:var(--radius-m);padding:30px 26px;
  box-shadow:0 12px 26px -18px rgba(23,26,51,.25);border-top:4px solid var(--blue);
  transition:transform var(--speed-s),box-shadow var(--speed-s);
}
.highlight-card:hover{transform:translateY(-6px);box-shadow:0 20px 34px -18px rgba(23,26,51,.3);}
.highlight-card .num{font-family:var(--font-display);font-size:2rem;font-weight:800;color:var(--red);margin-bottom:8px;display:block;}
.highlight-card h3{font-size:1.12rem;margin-bottom:8px;}
.highlight-card p{color:var(--ink-soft);font-size:.94rem;}

.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px;}
.trust-card{
  background:var(--white);border-radius:var(--radius-m);padding:30px 26px;
  box-shadow:0 12px 26px -18px rgba(23,26,51,.25);border-top:4px solid var(--red);
  transition:transform var(--speed-s),box-shadow var(--speed-s);
}
.trust-card:hover{transform:translateY(-6px);box-shadow:0 20px 34px -18px rgba(23,26,51,.3);}
.trust-card .trust-icon{width:52px;height:52px;border-radius:14px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.trust-card .trust-icon svg{width:26px;height:26px;fill:var(--blue);}
.trust-card h3{font-size:1.1rem;margin-bottom:10px;}
.trust-card p{color:var(--ink-soft);font-size:.94rem;}

.nidhi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px;}
.nidhi-card{
  background:var(--white);border-radius:var(--radius-m);padding:32px 26px;
  box-shadow:0 12px 26px -18px rgba(23,26,51,.25);border-top:4px solid var(--blue);
  transition:transform var(--speed-s),box-shadow var(--speed-s);
}
.nidhi-card:hover{transform:translateY(-6px);box-shadow:0 20px 34px -18px rgba(23,26,51,.3);}
.nidhi-icon{width:52px;height:52px;border-radius:14px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.nidhi-icon svg{width:26px;height:26px;fill:var(--blue);}
.nidhi-card h3{font-size:1.1rem;margin-bottom:10px;}
.nidhi-card p{color:var(--ink-soft);font-size:.94rem;}

.diff-table-wrap{overflow-x:auto;margin-top:24px;border-radius:var(--radius-m);box-shadow:0 12px 26px -18px rgba(23,26,51,.25);}
.diff-table{width:100%;border-collapse:collapse;background:var(--white);min-width:520px;}
.diff-table th,.diff-table td{padding:16px 20px;text-align:left;font-size:.92rem;border-bottom:1px solid var(--line);}
.diff-table th{background:var(--blue-dark);color:var(--white);font-family:var(--font-display);}
.diff-table tr:last-child td{border-bottom:none;}
.diff-table td:first-child{font-weight:700;color:var(--blue-dark);width:34%;}

.learn-more-box{
  text-align:center;background:var(--blue-tint);border-radius:var(--radius-l);
  padding:48px 32px;margin-top:50px;
}
.learn-more-box h3{color:var(--blue-dark);font-size:1.4rem;margin-bottom:10px;}
.learn-more-box p{color:var(--ink-soft);margin-bottom:24px;}

@media (max-width:960px){
  .highlight-grid,.trust-grid,.nidhi-grid{grid-template-columns:1fr 1fr;}
}
@media (max-width:640px){
  .highlight-grid,.trust-grid,.nidhi-grid{grid-template-columns:1fr;}
  .diff-table th,.diff-table td{padding:12px 14px;font-size:.85rem;}
  .learn-more-box{padding:36px 22px;}
}

/* ============================================================
   REQUESTED UPDATE — UNIFIED PREMIUM DARK-BLUE HERO BACKGROUND
   (Applies to all inner-page .page-hero sections. Only the hero
   background/pattern and hero text colour for readability are
   touched here — nothing else on the page is affected.)
   ============================================================ */
.page-hero{
  background:
    radial-gradient(circle at 88% 10%, rgba(255,255,255,.07), transparent 46%),
    radial-gradient(circle at 8% 92%, rgba(255,255,255,.05), transparent 48%),
    linear-gradient(135deg, var(--blue-dark) 0%, #202364 45%, var(--blue) 100%);
  color:rgba(255,255,255,.92);
}
.page-hero::before{
  background-image:
    radial-gradient(circle, rgba(255,255,255,.10) 0%, transparent 70%),
    radial-gradient(circle, rgba(255,255,255,.07) 0%, transparent 70%);
  background-size:260px 260px,180px 180px;
  background-position:92% -8%, 2% 112%;
}
.page-hero::after{
  background:linear-gradient(120deg, rgba(255,255,255,.10) 0%, rgba(255,255,255,.02) 100%);
  opacity:1;
}
.page-hero.gold-theme::after{
  background:linear-gradient(120deg, rgba(255,255,255,.12) 0%, rgba(255,255,255,.02) 100%);
  opacity:1;
}
.page-hero h1{color:var(--white);}
.page-hero p{color:rgba(255,255,255,.82);}
.breadcrumb-row .breadcrumb,
.page-hero .breadcrumb{color:rgba(255,255,255,.72);}
.page-hero .breadcrumb a{color:var(--white);}

/* Soft curved lines / wave shapes / faint geometric dots — same
   barely-visible pattern reused across every inner page so the
   hero feels consistent site-wide. */
.hero-schemes .hero-pattern,.hero-fd .hero-pattern,.hero-rd .hero-pattern,.hero-savings .hero-pattern,
.hero-goldloan .hero-pattern,.hero-branches .hero-pattern,.hero-investor .hero-pattern,
.hero-careers .hero-pattern,.hero-contact .hero-pattern,.hero-vigil .hero-pattern,
.hero-profile .hero-pattern,.hero-whatisnidhi .hero-pattern{
  opacity:.10;
  background-image:
    radial-gradient(circle, rgba(255,255,255,.5) 1.6px, transparent 2px),
    repeating-linear-gradient(115deg, rgba(255,255,255,.35) 0 1.5px, transparent 1.5px 64px),
    repeating-linear-gradient(25deg, rgba(255,255,255,.22) 0 1px, transparent 1px 90px);
  background-size:54px 54px, auto, auto;
  background-position:0 0, 0 0, 0 0;
}
.about-hero-pattern{
  opacity:.10;
  background-image:
    radial-gradient(circle, rgba(255,255,255,.5) 1.6px, transparent 2px),
    repeating-linear-gradient(115deg, rgba(255,255,255,.35) 0 1.5px, transparent 1.5px 64px),
    repeating-linear-gradient(25deg, rgba(255,255,255,.22) 0 1px, transparent 1px 90px);
  background-size:54px 54px, auto, auto;
}
/* Soft wave shape drifting across the hero (very low opacity) */
.page-hero .hero-pattern::before,
.about-hero-pattern::before{
  content:"";position:absolute;inset:0;
  background-image:radial-gradient(ellipse 70% 40% at 50% 120%, rgba(255,255,255,.10), transparent 70%);
}

/* ============================================================
   REQUESTED UPDATE — FLOATING ACTION BUTTON ICON CENTERING
   (Only alignment is touched — size, colour, position and
   animation are all unchanged.)
   ============================================================ */
.fab{
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  line-height:1;
}
.fab svg,.fab img{
  display:block;
  margin:auto;
}

/* ============================================================
   REQUESTED UPDATE — FLOATING CALCULATOR BUTTON REDESIGN
   (Pill → small rounded rectangle, icon only, perfectly centred.
   Position, visibility on all pages, hover animation and click
   behaviour are unchanged.)
   ============================================================ */
.calc-widget-left{
  width:58px;
  height:78px;
  padding:0;
  border-radius:18px;
  background:linear-gradient(135deg,var(--blue),var(--blue-dark));
  border:none;
  display:flex;
  align-items:center;
  justify-content:center;
  box-shadow:0 14px 30px -10px rgba(27,30,92,.4),0 2px 8px rgba(0,0,0,.12);
}
.calc-widget-left .calc-widget-text{
  display:none;
}
.calc-widget-left .calc-widget-icon{
  width:100%;
  height:100%;
  background:none;
  color:var(--white);
  font-size:1.55rem;
  display:flex;
  align-items:center;
  justify-content:center;
}
.calc-widget-left:hover{
  transform:translateY(-4px);
  background:linear-gradient(135deg,var(--blue-dark),var(--blue));
  box-shadow:0 20px 36px -10px rgba(27,30,92,.5),0 4px 10px rgba(0,0,0,.18);
}
@media (max-width:640px){
  .calc-widget-left{
    width:52px;
    height:70px;
    bottom:24px;
    left:14px;
    padding:0;
  }
  .calc-widget-left .calc-widget-icon{
    width:100%;
    height:100%;
    font-size:1.35rem;
  }
}
.career-image{
    width:100%;
    height:100%;
    overflow:hidden;
    border-radius:22px;
}

.career-image img{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
    border-radius:22px;
    transition:.4s ease;
}

.career-image:hover img{
    transform:scale(1.04);
}
.contact-map-image{
    width:100%;
    height:100%;
    overflow:hidden;
    border-radius:20px;
}

.contact-map-image img{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
    border-radius:20px;
    transition:.4s ease;
}

.contact-map-image:hover img{
    transform:scale(1.03);
}
.floating-btns{
    display:none !important;
}
.calc-widget-left{
    display:none !important;
}
/* Floating Calculator */

.calculator-float{
    position:fixed;
    left:20px;
    bottom:30px;

    width:64px;
    height:64px;

    background:#2F2F8F;

    border-radius:18px;

    display:flex;
    align-items:center;
    justify-content:center;

    color:#fff;
    text-decoration:none;

    box-shadow:0 12px 30px rgba(0,0,0,.25);

    z-index:9999;

    transition:.3s;
}

.calculator-float:hover{
    transform:translateY(-5px);
    background:#3A3AA8;
}

.calculator-float i{
    font-size:30px;
}
#fd-calculator-section{
    scroll-margin-top:120px;
}
p {
    text-align: justify;
    text-justify: inter-word;
    line-height: 1.9;
    margin-bottom: 18px;
}
.contact-social-row{
    display:flex;
    justify-content:center;
    align-items:center;
    gap:18px;
    margin-top:25px;
    flex-wrap:wrap;
}

.social-icon{
    width:55px;
    height:55px;
    border-radius:50%;
    display:flex;
    justify-content:center;
    align-items:center;
    background:#2d2f8d;
    color:#fff;
    text-decoration:none;
    font-size:24px;
    transition:.3s;
}

.social-icon i{
    color:#fff;
    font-size:24px;
}

.social-icon:hover{
    background:#ef2e36;
    transform:translateY(-5px);
}
.contact-image{
    display:flex;
    justify-content:center;
    align-items:center;
    height:100%;
    min-height:700px;
    padding:20px;
}

.contact-image img{
    width:100%;
    max-width:650px;
    height:auto;
    object-fit:contain;
    border-radius:20px;
    box-shadow:0 20px 50px rgba(0,0,0,.12);
}