PORT CITY NIDHI LIMITED
DEPOSIT SCHEMES
Owing to the consistently higher rates of interest to our depositors and the continued trust they have placed in us,
we have become the preferred choice for everyone when it comes to savings and investing.
Click here below links to learn and refer about our various Deposit Schemes & Benefits:
PORT CITY NIDHI LIMITED
DEPOSIT SCHEMES
PORT CITY NIDHI LIMITED
DOCUMENTS
IDENTITY PROOF
Aadhaar Card
PAN card
ADDRESS PROOF
Passport
PAN card
Voter ID card
Driving Licence
OTHERS
Passport Size Photos - 3
Bank Passbook Copy
Mobile Number
Nominee Proof
PORT CITY NIDHI LIMITED
FREQUENTLY ASKED QUESTIONS
The minimum deposit amount is 5000 rupees for FDs.
No, you don’t need a savings bank account with us. You can open a Cumulative Deposit account directly with us.
You can surely foreclose the account if you wish to. You can contact our customer support team to know about the exact charges and penalties that you would incur in that case.
Atchaya Cumulative Deposit is more suitable for those who don’t need regular interest payouts and can wait on the amount invested till the end of the tenure. To know more about this scheme, please call us or visit your nearest branch.
The minimum deposit amount is 50 rupees.
Yes, you won’t be charged any TDS for interest amount up to 40,000 rupees p.a.
The charges and penalty of pre-closure of recurring deposits are similar to that of fixed deposits. Please check our fixed deposit section to know more or call our customer support team.
The minimum deposit amount is 500 rupees.
Yes, you won’t be charged any TDS for interest amount up to 40,000 rupees p.a.
The charges and penalty of pre-closure of PLRDs are a little high as these investments are under a lock-in period. Please contact our customer support team to know more about the policy terms before investing.
The installment amount will depend upon the agreed maturity amount. You can contact our customer support team to discuss what will be a convenient amount according to your budget and needs.
Yes, these cash certificates are government-backed and insured securities so you never have to worry about risking your money.
As these certificates are an agreed contract between us and the members, closing them before the end of tenure could incur substantial penalties. We request you to kindly get all the information about this scheme from our associates before investing.
The minimum daily deposit amount is 10 rupees.
No interest shall be paid on the deposits closed between three to six months from the date of the first deposit. For deposits closed after six months, the interest for the period of deposit will be paid after the deduction of nominal penalties.
The minimum deposit amount is 100 rupees.
This scheme is available to our customers aged above 18 years and below 55 years.
The maximum life insurance cover extended by us is of 10 lakh rupees. Please check with our customer support team to know about your exact insurance cover sum depending upon the monthly investment amount.
