Fixed Deposit
A secure, guaranteed way to grow your savings — with tenures and rates built around your goals.
Overview
Grow Your Savings With Certainty
A Port City Nidhi Fixed Deposit lets you invest a lump sum for a chosen tenure and earn a guaranteed rate of interest, paid at maturity or at regular intervals of your choosing. It remains one of the most trusted ways to build wealth steadily, free from market fluctuation.
Calculate Your ReturnsBenefits & Features
Why Members Choose Our Fixed Deposit
Guaranteed Returns
Interest rate is locked in at the time of deposit, unaffected by market movement.
Flexible Tenure
Choose tenures ranging from a few months to five years.
Interest Payout Options
Opt for cumulative growth or periodic interest payouts.
Loan Against FD
Access liquidity when needed without breaking your deposit.
Senior Citizen Benefit
Additional interest rate benefit for senior citizen depositors.
Nidhi Rules Compliant
Deposits managed strictly within Ministry of Corporate Affairs regulations.
Eligibility
Who Can Open a Fixed Deposit
- Individual members of Port City Nidhi Limited
- Joint account holders (up to three members)
- Minors, through a legal guardian
- Senior citizens, eligible for preferential rates
Documents Required
What You'll Need
- Valid Government-issued photo ID (Aadhaar / PAN / Voter ID)
- Recent passport-size photograph
- Proof of address
- Nidhi membership application form
Plan Ahead
Fixed Deposit Calculator
Estimate your maturity value instantly and invest with confidence.
Our Promise
Why Choose Port City
Three decades of disciplined, transparent operation and a genuine community relationship — not just another deposit account.