Recurring Deposit
Small, regular monthly deposits that grow into a meaningful sum — with the power of disciplined saving.
Overview
Save a Little Every Month, Build a Lot
A Recurring Deposit lets you contribute a fixed amount every month for a chosen tenure, earning interest on each instalment. It's an ideal way to cultivate a savings habit while working toward a specific goal — a wedding, education, or a rainy-day fund.
Calculate Your MaturityBenefits & Features
Why Members Choose Our RD
Flexible Duration
Choose a tenure that fits your savings goal, from short to multi-year terms.
Low Entry Amount
Start with a modest monthly instalment, accessible to every member.
High Interest
Helping your investment grow steadily through the power of disciplined savings that supports your future financial goals with confidence.
Goal-Based Saving
Ideal for planned expenses — education, weddings, or family milestones.
Reminder Support
Friendly reminders help you stay consistent with monthly instalments.
Nidhi Rules Compliant
Fully governed by Ministry of Corporate Affairs regulations.
Eligibility
Who Can Open an RD
- Individual members of Port City Nidhi Limited
- Joint account holders
- Minors, through a legal guardian
- Self-employed members and salaried individuals
Documents Required
What You'll Need
- Valid Government-issued photo ID
- Recent passport-size photograph
- Proof of address
- Nidhi membership application form
Plan Ahead
Recurring Deposit Calculator
See how your monthly savings grow over time.