Savings Account
A simple, accessible way to keep your everyday money safe and growing.
Overview
Everyday Banking, Made Simple
Our Savings Account is designed for members who want easy access to their funds along with steady interest earnings. With no unnecessary complexity, it's the ideal first account for individuals and families across our branch network.
Open an Account Calculate Your SavingsFeatures & Benefits
What You Get
Easy Access
Withdraw and deposit conveniently at any Port City Nidhi branch.
Interest on Balance
Earn steady interest on your account balance, credited periodically.
Minimal Documentation
A quick, straightforward account-opening process.
Family Friendly
Open accounts for every family member, including minors.
Safe & Regulated
Operated under strict Nidhi Rules and Ministry of Corporate Affairs oversight.
Personalised Service
Dedicated support from your local branch team.
Getting Started
Account Opening
- Visit your nearest Port City Nidhi branch
- Complete the membership and account opening form
- Submit identity and address proof
- Make your initial deposit
Eligibility & Documents
What You'll Need
- Any individual eligible to become a Nidhi member
- Valid Government-issued photo ID
- Recent passport-size photograph
- Proof of address
Plan Ahead
Savings Calculator
See how your daily savings grow over one year.
Have Questions?
Frequently Asked Questions
Minimum balance requirements vary by branch — please check with your nearest Port City Nidhi office for current details.
Yes, joint accounts can be opened with up to three account holders.
Port City Nidhi operates strictly under the Nidhi Rules framework of the Ministry of Corporate Affairs, Government of India.
Visit your branch with a valid ID and submit a closure request form; balances are settled as per policy.